Carnegie Mellon University

Benefits for Members of Local 95

Members of the AFL-CIO Local 95 — International Union of Operating Engineers are covered under their own contract, which specifies their benefits coverage options. Local 95 employees may also cover their eligible dependents under their health coverage.

Enrolling in Benefits

You must enroll in your benefits within 30 days of your hire. Thereafter, you may revise your elections each year during the Open Enrollment period (early June).

The selections you make when you are hired will begin on the first day of the month following your hire date and will continue through June 30.

Your benefit elections may not be changed during the contract year, unless you experience a qualified life or family status event. Depending on the status change, you may make changes to your level of coverage or opt out.

Benefit Plans

Benefit Provider What It Provides
Medical and Prescription Aetna HMO

A full range of health care services, usually at little/no charge beyond the monthly premium. Includes prescription coverage. Enroll during Open Enrollment or when you experience a Life Status Change.

Life Insurance MetLife Basic Life Insurance: $12,000 or 1.5 times annual salary, whichever is greater. Automatic enrollment.

Optional Life Insurance: Coverage amount and rates based on age and salary. Purchase during Open Enrollment or when you experience a Life Status Change.

Dependent Life Insurance is not available to union members.

Sick and Accident Program

MetLife for short-term coverage

Lincoln Financial Group for long-term coverage

60% salary replacement in the event of a non-work-related illness or injury. Automatic enrollment.

Short-term coverage up through 26 weeks. Claim must then be filed with Lincoln Financial Group to apply for long-term disability.

Retirement Program

Central Pension Fund:
university contributions

TIAA or Vanguard:
Supplemental Retirement Account contributions

University contributions equal to 8% of the employee's straight time hours paid (includes holidays, floating holidays, vacation, jury duty, sick leave days and bereavement leave; excludes sick and accident payments, workers' compensation and overtime).

In addition, Local 95 members can make employee supplemental contributions to the CMU retirement plans. This allows the employee to contribute their own money to a retirement option on a tax-deferred or post-tax (Roth) basis.

Members of Local 95 do not participate in the university's dental and vision programs. Please see your union representative for information about the programs offered through the union.

Local 95 members are not eligible for Health Care or Dependent Care Spending Accounts.