The student health insurance pages are undergoing revisions in terms of navigation and content. All changes will be complete by Friday, April 26.
Student Medical Insurance
Health insurance is vital to ensuring access to care and predictable health care costs, as well as aiding students in the achievement of their personal and academic goals. That is why CMU requires students to have medical insurance that meets university requirements each academic year, either through enrolling in the CMU Student Health Insurance Plan (SHIP) or obtaining a SHIP waiver.
- All full-time students who are physically located in the U.S. must have medical insurance that meets university requirements; certain programs also require this of their part-time students.
- If your insurance meets university requirements, you may apply to waive the CMU SHIP.
- If you do not have insurance that meets university requirements as a full-time undergraduate or graduate student, you must enroll in the medical SHIP. CMU also offers optional vision and dental insurance plans.
- By default, an individual medical SHIP premium fee is posted to your student account; the fee will be reversed for students who apply for and receive an approved waiver during the open enrollment period.
- If you do not take action to enroll in or waive the CMU SHIP during your annual open enrollment period, you will be auto-enrolled in the medical SHIP when the open enrollment period ends.
Summer Open Enrollment
The Summer Open Enrollment period for all new summer students is May 1 - May 31, 2024. New summer students must either enroll in the medical CMU SHIP or apply to waive it during this time.
Summer Medical Insurance Rates (coverage from May 1 - July 31, 2024):
- Student Only: $678.00
- Student and Partner/Child: $1,308.00
- Student and Children: $1,941.00
- Student, Partner and Child: $1,941.00
- Student, Partner and Children: $2,574.00