Student Insurance-University Health Services - Carnegie Mellon University

Student Insurance

Fall 2015 Open Enrollment Begins July 15, 2015. For 2015-2016, the CMU Student Health Plan is the only medical plan offered. Please see links to the right for more information regarding the change.

Learn how to enroll or submit a waiver. [pdf]

Aetna Student Health Plan Summaries of Benefits and Coverage for August 1, 2015 through July 31, 2016:

Click below for an introduction to health insurance and the Aetna Student Health Plan.

Aetna Video

For self-service options, such as reviewing your Explanation of Benefits, printing an ID card and many other features, please click below to register for access or to take a tour of what access allows you to do (once your plan is effective).

Aetna Navigator®

Carnegie Mellon contracts with insurance companies to provide excellent and affordable student medical, vision and dental plans. Eligible participants may voluntarily enroll in any or all three plans, but timeframes for enrollment do apply.

Heathcare in the United States is expensive. The university wants to make sure its students are protected from unexpected financial hardship when medical needs arise. Full-time, matriculating students studying on CMU's Pittsburgh and New York campus locations, or within most of its Silicon Valley programs, must meet medical insurance requirements. They are automatically charged for the Individual level medical insurance plan in their first semester of attendance each academic year.

They may modify that enrollment, or, if they have alternative insurance, request a removal of this charge by submitting a waiver form.

Enrollment Opportunities

Fall 2015 Open Enrollment: July 15- September 15 (to select coverage for August 1 through the following July 31)

Spring 2016 Open Enrollment period (same each year): December 15 - January 31  (to select coverage for January 1 through July 31)

Summer 2016 Open Enrollment period (same each year): May 1 - June 15  (to select coverage May 1 through July 31)

Eligible participants have a specific enrollment period once each academic year for their medical enrollment or waiver decisions. Learn more about our enrollment opportunities and deadlines.


Submit your enrollment form as soon as possible. If you receive services or prescriptions prior to your information appearing in the insurance company's system, you may need to file claims forms to be reimbursed while you await the arrival of your card. This includes students who were automatically charged for the Individual medical coverage and wish to remain enrolled.

Insurance enrollment and waiver decisions do not roll-over to the next insurance year. You must resubmit your decision each school year.

Fall 2015 Open Enrollment Begins July 15, 2015.

Learn how to enroll or submit a waiver. [pdf]

Learn more about enrollment opportunities.


One Medical Plan to be offered.

See The Tartan article. 

View rationale.

View benefit highlights [pdf].

2015-2016 Student Health Insurance Enrollments and Waivers

Enrollment and waivers for student health insurance for the 2015-2016 academic year will be available beginning July 15, 2015. The process is electronic and will be available through the Student Information Online. There are no paper forms for 2015-2016. Waivers cannot be submitted before this date.

let us help!

Contact CMU's Student Insurance Office for help.
Student Medical Insurance policy and requirements.
Reminder about Emergency room expenses.
Glossary of insurance terms.

The Affordable Care Act and Preventative Service Fees at UHS