Enrollments, Waivers, Changes & Cancellations-University Health Services - Carnegie Mellon University

Enrollments, Waivers, Changes & Cancellations

Insurance coverage periods are August 1 through July 31 each year.

Eligibile participants may enroll. Deadlines and conditions for enrollment apply and are enforced.


To submit a waiver for Summer 2015 only, the following documents need to be submitted to the Student Health Insurance office at shinsure@andrew.cmu.edu between May 1, 2015 and June 15, 2015:

1. A completed waiver form

2. A copy, front and back, of your insurance card

3. A copy of your plan's Summary of Benefits and Coverage (sample)

Your benefits will be reviewed for compliance with CMU's waiver criteria.

Changes taking effect beginning with the 2014-2015 academic year:

Beginning Fall 2014, the revised Mandatory Student Health Insurance Policy allows students to qualify for a waiver with a plan purchased from a state or federal insurance marketplace as long as the plan meets certain minimum requirements.

The student health insurance plan offered by Carnegie Mellon University meets all of the Affordable Care Act (ACA) criteria for individual coverage at a very competitive rate. The Standard Plan offered by the university is comparable to a Gold Metal tier plan in the Marketplace and the Enhanced Plan meets the criteria for Platinum. Click here for an Essential Benefit Comparison.

Enrollment across insurance years

Enrolling outside of the Open Enrollment Period-Qualifying Event

Modify or cancel your enrollment decisions

Remember: vision and dental are available only in the fall and spring open enrollment periods

Partial Year Enrollment Forms

Effective April 1, 2015 [pdf]

Effective June 1, 2015 [pdf]

Effective July 1, 2015 [pdf]

2014-2015 & 2015-2016 Student Health Insurance Requirements

To qualify for a waiver for the 2014-2015 and/or the 2015-2016 academic year(s), your policy must meet each of the criteria below:

  • Your policy must provide coverage for routine, urgent and emergent care for both inpatient & outpatient medical care and mental health and alcohol & substance abuse treatment at a reimbursement rate of at least 70% in the city where you are attending Carnegie Mellon classes. (A POLICY THAT PROVIDES ONLY EMERGENCY OR URGENT CARE COVERAGE DOES NOT MEET THIS REQUIREMENT.)
  • Your policy must have an individual deductible that does not exceed $1,500 per year.
  • Your policy must have a United States based claims office and telephone number.
  • Your policy must not contain any clauses limiting/excluding coverage based on pre-existing conditions.
  • Your policy must not have a maximum annual limit.
Questions? Contact your Student Insurance Office.
Student Medical Insurance policy.