Enrollments, Waivers, Changes & Cancellations-University Health Services - Carnegie Mellon University

Enrollments, Waivers, Changes & Cancellations

Insurance coverage periods are August 1 through July 31 each year.

Eligibile participants may enroll. Deadlines and conditions for enrollment apply and are enforced.

ENROLLMENTS AND WAIVERS (Completed online only-no hardcopy forms)

To Waive or Enroll:  Waiver and enrollment options are accessed through Student Information Online (SIO). Students should sign on to their SIO account, hover on the "Campus Life" tab and select "Health Insurance".SIO Screen

On the next screen, click on Aetna to waive or enroll in a medical plan, enroll in the dental plan and/or enroll in the vision plan. Clicking on Aetna will take you to the Aetna Student Health Insurance web portal.

SIO screen 2

Changes taking effect beginning with the 2014-2015 academic year:

Beginning Fall 2014, the revised Mandatory Student Health Insurance Policy allows students to qualify for a waiver with a plan purchased from a state or federal insurance marketplace as long as the plan meets certain minimum requirements.

The student health insurance plan offered by Carnegie Mellon University meets all of the Affordable Care Act (ACA) criteria for individual coverage at a very competitive rate. The Standard Plan offered by the university is comparable to a Gold Metal tier plan in the Marketplace and the Enhanced Plan meets the criteria for Platinum. Click here for an Essential Benefit Comparison.

Pro-rated enrollment forms

Enrollment across insurance years

Modify or cancel your enrollment decisions

Remember: vision and dental are available only in the fall and spring open enrollment periods

2014-2015 Student Health Insurance Requirements

To qualify for a waiver for the 2014-2015 academic year, your policy must meet each of the criteria below:

  • Your policy must provide coverage for routine, urgent and emergent care for both inpatient & outpatient medical care and mental health and alcohol & substance abuse treatment at a reimbursement rate of at least 70% in the city where you are attending Carnegie Mellon classes. (A POLICY THAT PROVIDES ONLY EMERGENCY OR URGENT CARE COVERAGE DOES NOT MEET THIS REQUIREMENT.)
  • Your policy must have an individual deductible that does not exceed $1,500 per year.
  • Your policy must have a United States based claims office and telephone number.
  • Your policy must not contain any clauses limiting/excluding coverage based on pre-existing conditions.
  • Your policy must not have a maximum annual limit.
Questions? Contact your Student Insurance Office.

Student Medical Insurance policy.