Enrollments, Waivers, Changes & Cancellations
Insurance coverage periods are August 1 through July 31 each year.
ENROLLMENTS AND WAIVERS (Completed online only-no hardcopy forms)
To Waive or Enroll: Waiver and enrollment options are accessed through Student Information Online (SIO). Students should sign on to their SIO account, hover on the "Campus Life" tab and select "Health Insurance".
On the next screen, click on Aetna to waive or enroll in a medical plan, enroll in the dental plan and/or enroll in the vision plan. Clicking on Aetna will take you to the Aetna Student Health Insurance web portal.
Changes taking effect beginning with the 2014-2015 academic year:
Beginning Fall 2014, the revised Mandatory Student Health Insurance Policy allows students to qualify for a waiver with a plan purchased from a state or federal insurance marketplace as long as the plan meets certain minimum requirements.
The student health insurance plan offered by Carnegie Mellon University meets all of the Affordable Care Act (ACA) criteria for individual coverage at a very competitive rate. The Standard Plan offered by the university is comparable to a Gold Metal tier plan in the Marketplace and the Enhanced Plan meets the criteria for Platinum. Click here for an Essential Benefit Comparison.
Pro-rated enrollment forms
Prorated forms for the CURRENT insurance year (July 1 - July 31, 2014):
- July 2014 Only [pdf]
Enrollment across insurance years
If you enrolled in the insurance mid-year, say June, and wish to also be enrolled beginning August 1 when the new insurance year begins, you will have to complete two forms: one for the prior year's coverage running June 1 - July 31, and one for the current year's coverage starting August 1. Remember: prior year enrollments don't roll-over to the next year.
**Please note that this will include a change in carrier from Highmark BlueCross BlueShield to Aetna Student Health.**
Modify or cancel your enrollment decisions
Review the enrollment opportunities and deadlines that apply to enrollment changes.
Vision and dental enrollment decisions cannot be cancelled. If you enrolled yourself in the fall open enrollment period, and wish to enroll a spouse, domestic partner or children in the Spring, you have to pay the entire additional premium. There is no proration, and a change in enrollment is treated as another enrollment entirely.
Medical enrollment decisons can be modified when qualifying events take place, and require that a medical enrollment change form be completed.
Medical enrollment decisions can be cancelled if 1) the cancellation is done before April 1, and 2) no claims are paid or pending against the policy. A medical enrollment cancellation form is required. Students who must meet the university's insurance requirements must also complete a waiver form.