Carnegie Mellon University

Federal PLUS Loan Instructions

All Federal Parent and Graduate PLUS Loan borrowers will need to complete a Federal Direct PLUS Loan request/application AND a new Master Promissory Note (MPN). In addition, all Graduate PLUS Loan borrowers will need to complete Entrance Counseling.

First-Time Borrowers

If you (parent or graduate student) are planning to borrow a Federal PLUS Loan for the first time, please wait until you have received your financial aid offer to complete the application process (displayed below). The award letter will be necessary to help you determine the amount you need to request. Families should not apply for a PLUS Loan earlier than June 1 since the PLUS Loan requires a credit approval that is only valid for 180 days.

Renewal Borrowers

If your (parent or graduate student) previously borrowed a Federal PLUS Loan at Carnegie Mellon and plan to borrow for the upcoming academic year, you are required to complete a new Federal Direct PLUS Loan application at www.studentloans.gov (instructions are displayed below). You do not have to sign another Master Promissory Note or complete Entrance Counseling.

Step 1: Complete the PLUS Loan Request/Application at www.studentloans.gov

  • Sign in using your Personal Identification Number (PIN) (www.pin.ed.gov) from the Department of Education
  • Select “Request PLUS Loan” under PLUS Loan Process
  • Select “Graduate PLUS Loan or Parent PLUS Loan” as the loan type
  • Provide personal information (citizenship, driver’s license, address, telephone number, etc.)
  • Provide employer information
  • Provide student and loan information (name, SSN, date of birth)
  • Select Pennsylvania as the School State in the drop down box
  • Select “Carnegie Mellon University” or "Carnegie Mellon University Heinz College" as the School Name (do not select Carnegie Mellon University Tepper School of Business)
  • Indicate the Loan Amount Requested
  • Review your application
  • Authorize a Credit Check and submit

Step 2: Complete the Master Promissory Note at www.studentloans.gov

  • If you haven’t already done so, sign in using your Personal Identification Number (PIN) (www.pin.ed.gov) from the Department of Education
  • Select “Complete MPN” under Master Promissory Note
  • Select “Graduate PLUS Loan or Parent PLUS Loan” as the loan type
  • Provide personal information (citizenship, driver’s license, address, telephone number, etc.)
  • Provide employer information
  • Provide student and loan information (name, SSN, date of birth)
  • Select “Carnegie Mellon University” or "Carnegie Mellon University Heinz College" as the School Name in the drop down box (do not select Carnegie Mellon University Tepper School of Business)
  • Provide reference information
  • Review Terms and Conditions, electronically sign and submit MPN
  • Print a copy of your MPN for your records

Please Note:

  • To view the www.studentloans.gov website, use one of the following supported browsers: Microsoft Internet Explorer (versions 6 or higher), Mozilla Firefox (versions 2 or 3.6.3), Apple Safari (version 4.
  • The entire MPN process must be completed in a single session, so be sure you have enough time to complete it. The MPN session takes approximately 30 minutes to complete.