Federal Exit Counseling
Exit counseling provides important information you need to prepare to repay your federal student loans. Topics include understanding your loans, plans for repayment, avoiding default, and making finances a priority.
Subsidized, Unsubsidized & PLUS Loans
Upon ceasing enrollment and prior to beginning loan repayment, Federal Direct Subsidized, Unsubsidized and PLUS Loan borrowers are required to complete an online exit counseling session. The session provides information about borrower rights and responsibilities regarding loan repayment. This exit counseling session meets the exit requirement for both prior FFELP and current Direct Loan borrowers.
Perkins Loan borrowers are required to complete a separate exit counseling session upon graduating, leaving or dropping below half-time at Carnegie Mellon. Educational Computer Systems, Inc. (ECSI) is Carnegie Mellon's Perkins Loan servicer.