Part-Time Faculty & Staff-HR @ Carnegie Mellon University - Carnegie Mellon University

Part-Time Faculty & Staff Life and AD&D Insurance

Our Life and AD&D Insurance is provided through MetLife.

Basic Life Insurance

The university provides basic life insurance equal to 1x your life base salary or $10,000 (whichever is higher) at no cost to you.

  • You are automatically enrolled as of your benefits-eligibility date.
  • No evidence of insurability is required.
  • You may opt-out of basic life insurance.
  • Basic life insurance coverage for those age 70+ is actuarially reduced.
  • Imputed income taxes are required for the value of life insurance coverage in excess of $50,000.

Voluntary Accidental Death and Dismemberment (AD&D) Insurance

You may purchase AD&D coverage through the part-time benefits program. This insurance coverage pays a financial benefit to your beneficiaries if you die as a result of an accident. If an accident results in the loss of a limb or certain vital functions, you receive a financial benefit according to a schedule.

  • AD&D costs 20 cents per $10,000 of coverage per month or 10 cents per $10,000 of coverage per biweekly pay.
  • You may purchase from $10,000 up to $250,000 in increments if $10,000.
  • No evidence of insurability is required for any level.

Eligibility Requirements

Elect AD&D coverage:

  • Elect within 30 days of your hire into a part-time, benefits-eligible position.
  • Enroll or increase coverage at Open Enrollment or within 30 days of a life status change.

If your spouse/domestic partner is a full-time, benefits-eligible faculty or staff member:
He/she may cover you under his/her Spouse/DP Life Insurance benefit. However, you will forfeit your free basic life insurance coverage and you will not be eligible to purchase additional AD&D coverage through the part-time benefits program.

Designate Your Beneficiaries

Log in to Workday and click on the Benefits bubble.

Go to External Links. Click on “MetLife Life Insurance Beneficiary Designation." This will take you to the MetLife “Welcome to MyBenefits” page. 

Click on “Add/Update Life Beneficiaries” in the blue box on the right side of the page and follow prompts.

If you do not designate a beneficiary, a default will be designated as follows:

  • married spouse;
  • otherwise children;
  • otherwise  parents;
  • otherwise your estate.

For detailed instructions, see the Designate Life Insurance Beneficiary Quick Guide [pdf].