Carnegie Mellon University
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Plan and Policy Documents

Important Notices

Health Insurance Portability and Accountability Act (HIPAA)

Medicare Part D Creditable Coverage Notices (Updated 10/3/23)

Benefit Plan Information

Retirement Plan Information

Summary Plan Descriptions

Summary Annual Reports

Transparency in Coverage

Carnegie Mellon University reserves the right to amend, modify, suspend, replace or terminate any of its plans, policies or programs, in whole or in part, including any level or form of coverage, by appropriate action of the university (or its delegate), without the consent or concurrence of persons affected.

The information presented is not intended to create, nor is it to be construed to create, a contract between the university (or its affiliates) and any one of the university’s employees, former employees, or other plan participants or beneficiaries.

Please note that a summary of the benefits provided under each plan is contained in the summary plan description for such plan. Full details are provided in the official plan documents, which govern the operation of the respective plan. In the event that the content provided or any oral representations made by any person regarding a plan conflict with or are inconsistent with the provisions of the applicable plan document, the provisions of the applicable plan document will control.