2027 Rates
Monthly rates are shown. Divide rate by two to obtain biweekly rates.
Full-Time Rates
Medical Rates
| Coverage Level | PPO Option 1 | PPO Option 2 | Highmark EPO / UPMC HMO | High-Deductible PPO with HSA |
| Employee | ||||
| Highmark | $299 | $220 | $128 | $150 |
| UPMC | $126 | $52 | $107 | $28 |
| Employee and 1 Child | ||||
| Highmark | $620 | $486 | $684 | $367 |
| UPMC | $325 | $202 | $526 | $96 |
| Employee and 2+ Children | ||||
| Highmark | $711 | $563 | $854 | $431 |
| UPMC | $382 | $245 | $655 | $127 |
| Employee and Spouse/Domestic Partner* | ||||
| Highmark | $803 | $640 | $1,022 | $492 |
| UPMC | $439 | $288 | $744 | $158 |
| Family* | ||||
| Highmark | $1,172 | $945 | $1,518 | $743 |
| UPMC | $669 | $457 | $1,090 | $281 |
Prescription Drug Rates
| Coverage Level | Option A** | Option B |
| Employee | $351 | $17 |
| Employee and 1 Child | $636 | $71 |
| Employee and 2+ Children | $719 | $86 |
| Employee and Spouse/Domestic Partner* | $800 | $101 |
| Family* | $1,125 | $161 |
**Plan available only to existing enrollees
Dental Rates
| Coverage Level | DHMO | Standard PPO | Enhanced PPO |
| Employee | $14.22 | $13.95 | $34.21 |
| Family* | $56.22 | $50.31 | $108.43 |
Vision Rates
| Coverage Level | Davis Vision | VBA | ||
| Option 1 | Option 2 | Option 1 | Option 2 | |
| Employee | $1.06 | $4.24 | $1.30 | $4.42 |
| Family | $6.36 | $17.48 | $7.78 | $18.18 |
Enhanced LTD Coverage
Those paid monthly:
(Annual Salary/100) * .055 = Annual Cost
Annual Cost/12 = monthly salary deduction
Those paid biweekly:
(Annual Salary/100) * .055 = Annual Cost
Annual Cost/24 = biweekly salary deduction
Employee Optional Life and AD&D
| Age (as of January 1, 2026) |
Rate per Month per $1,000 coverage |
| Under 30 | $0.050 |
| 30 – 34 |
$0.060
|
| 35 – 39 | $0.063 |
| 40 – 44 |
$0.072
|
| 45 – 49 | $0.081 |
| 50 – 54 |
$0.127
|
| 55 – 59 |
$0.183
|
| 60 – 64 |
$0.295
|
| 65 – 69 | $0.493 |
| 70 + |
$0.984
|
Spouse/Domestic Partner Life and AD&D
| Age (as of January 1, 2026) |
Rate per Month per $1,000 coverage |
| Under 30 | $0.053 |
| 30 – 34 |
$0.063
|
| 35 – 39 | $0.067 |
| 40 – 44 |
$0.076
|
| 45 – 49 | $0.086 |
| 50 – 54 |
$0.136
|
| 55 – 59 |
$0.196
|
| 60 – 64 |
$0.316
|
| 65 – 69 | $0.529 |
| 70 + |
$1.057
|
Dependent Child Life and AD&D
| Coverage Level | Cost — All Children (Biweekly/Monthly) |
| $5,000/child | $0.36 / $0.72 |
| $10,000/child | $0.72 / $1.43 |
| $15,000/child | $1.08 / $2.15 |
| $20,000/child | $1.43 / $2.86 |
MetLife Voluntary Benefits
Accident, Hospital Indemnity, Legal
Monthly, pre-tax rates are shown; divide rate by two for biweekly, pre-tax rates.
| Coverage Level | Accident | Hospital Indemnity | Legal |
| Employee Only | $8.23 | $14.73 | $15.75 |
| Employee and Spouse/Domestic Partner | $16.21 | $31.29 | |
| Employee and Child(ren) | $19.63 | $22.49 | |
| Family | $23.05 | $39.00 |
Critical Illness
Monthly, pre-tax rates per $1,000 of coverage, up to $40,000. Divide rate by two for biweekly, pre-tax rates.
| Age | Employee | Employee and Spouse / Domestic Partner |
Employee and Child(ren) |
Family |
| <25 | $0.38 | $0.76 | $0.74 | $1.12 |
| 25–29 | $0.42 | $0.83 | $0.78 | $1.20 |
| 30–34 | $0.47 | $0.95 | $0.84 | $1.32 |
| 35–39 | $0.61 | $1.22 | $0.97 | $1.58 |
| 40–44 | $0.79 | $1.58 | $1.15 | $1.95 |
| 45–49 | $1.04 | $2.09 | $1.41 | $2.46 |
| 50–54 | $1.39 | $2.78 | $1.76 | $3.14 |
| 55–59 | $1.88 | $3.74 | $2.25 | $4.10 |
| 60–64 | $2.46 | $4.86 | $2.82 | $5.22 |
| 65–69 | $3.10 | $6.12 | $3.46 | $6.49 |
| 70–74 | $4.02 | $7.94 | $4.38 | $8.30 |
| 75+ | $5.42 | $10.74 | $5.78 | $11.11 |
Norton LifeLock Identity Theft
Monthly, post-tax rates are shown; divide rate by two for biweekly, post-tax rates.
| Coverage Level | Rate |
| Employee only | $8.99 |
| Family | $14.98 |
Wagmo Pet Wellness
Monthly, post-tax rates are shown; divide rate by two for biweekly, post-tax rates.
| Coverage Level | Value | Classic | Deluxe |
| One pet | $22 | $40 | $58 |
| Two pets | $44 | $80 | $116 |
| Three pets | $66 | $120 | $174 |
| Four pets | $88 | $160 | $232 |
| Five pets | $110 | $200 | $290 |
Part-Time Rates
Medical Rates
| Coverage Level | PPO Option 1 | PPO Option 2 | Highmark EPO / UPMC HMO | High-Deductible PPO with HSA |
| Employee | ||||
| Highmark | $539.50 | $460.50 | $514 | $390.50 |
| UPMC | $366.50 | $292.50 | $429.50 | $250 |
| Employee and 1 Child | ||||
| Highmark | $973 | $839 | $1,106.50 | $720 |
| UPMC | $678 | $555 | $902 | $449 |
| Employee and 2+ Children | ||||
| Highmark | $1,096 | $948 | $1,281.50 | $816 |
| UPMC | $767 | $630 | $1,042 | $512 |
| Employee and Spouse/Domestic Partner* | ||||
| Highmark | $1,220 | $1,057 | $1,455.50 | $909 |
| UPMC | $856 | $705 | $1,161 | $575 |
| Family* | ||||
| Highmark | $1,715.50 | $1,488.50 | $2,061.50 | $1,286.50 |
| UPMC | $1,212.50 | $1,000.50 | $1,633.50 | $824.50 |
Prescription Drug Rates
| Coverage Level | Option A* | Option B |
| Employee | $417 | $125 |
| Employee and 1 Child | $727.50 | $233 |
| Employee and 2+ Children | $818 | $264.50 |
| Employee and Spouse/Domestic Partner | $906.50 | $296 |
| Family | $1,261 | $418 |
*Plan available only to existing enrollees
Voluntary AD&D Insurance
- AD&D costs 10 cents per biweekly pay/20 cents per month per $10,000 of coverage.
- You may purchase from $10,000 up to $250,000 in increments of $10,000.
International Rates
Medical Rates
| Coverage Level | Cigna Global | Cigna Middle East (Qatar — Excludes U.S.) | Old Mutual | ||
| Full Time | Part Time | Full Time | Part Time | Full Time / Part Time | |
| Employee | $247.76 | $672.03 | $0 | $230.85 | $0 |
| Employee and Children | $843.87 | $1,546.35 | $0 | $346.28 | $0 |
| Employee and Spouse/Partner | $1,091.66 | $1,941.40 | $0 | $461.71 | $0 |
| Family | $1,685.03 | $2,784.81 | $0 | $577.13 | $0 |
Dental Rates
| Coverage Level | Cigna Global Plan Cost |
| Employee | $33.74 |
| Family | $134.99 |
*Please note the tax implications of health coverage for domestic partners who do not qualify as tax dependents.