Carnegie Mellon University

2020 Rates

Monthly rates are shown. Divide rate by two to obtain biweekly rates.

Full-Time Rates

Coverage Level PPO Option 1 PPO Option 2 High-Deductible PPO with HRA HMO
Employee
Aetna $46
Highmark $185 $143 $89
UPMC $79 $34 $2
Employee and 1 Child
Aetna $246
Highmark $404 $335 $243
UPMC $222 $149 $68
Employee and 2+ Children
Aetna $307
Highmark $467 $389 $286
UPMC $263 $182 $91
Employee and Spouse/Domestic Partner
Aetna $367
Highmark $530 $444 $331
UPMC $303 $215 $114
Family
Aetna $611
Highmark $781 $662 $506
UPMC $466 $347 $208
Coverage Level Option A Option B
Employee $121 $10
Employee and 1 Child $234 $46
Employee and 2+ Children $266 $56
Employee and Spouse/Domestic Partner $299 $66
Family $428 $106
Coverage Level DHMO PPO 1 PPO 2
Employee $13.28 $13.04 $31.94
Family $52.50 $46.98 $101.24
Coverage Level Davis Vision VBA
Option 1 Option 2 Option 1 Option 2
Employee $1.06 $4.24 $1.30 $4.42
Family $6.36 $17.48 $7.78 $18.18

Those paid monthly:

(Annual Salary/100) * .055 = Annual Cost

Annual Cost/12 = monthly salary deduction

Those paid biweekly:

(Annual Salary/100) * .055 = Annual Cost

Annual Cost/24 = biweekly salary deduction

Age
(as of January 1, 2020)
Rate per Month
per $1,000 coverage
Under 30 $0.053
30 – 34
$0.063
35 – 39 $0.067
40 – 44
$0.076
45 – 49 $0.086
50 – 54
$0.136
55 – 59
$0.196
60 – 64
$0.316
65 – 69 $0.529
70 +
$1.057
Coverage Level Cost — All Children
(Biweekly/Monthly)
$2,500/child $0.18 / $0.36
$5,000/child $0.36 / $0.72
$10,000/child $0.72 / $1.43

Part-Time Rates

Coverage Level PPO Option 1 PPO Option 2 High-Deductible PPO with HRA HMO
Employee
Aetna $309.50
Highmark $331 $297 $243
UPMC $224.50 $182.50 $143.50
Employee and 1 Child
Aetna $610
Highmark $607.50 $551 $459
UPMC $425.50 $365 $284
Employee and 2+ Children
Aetna $698
Highmark $686.50 $623 $520
UPMC $483 $416 $316.50
Employee and Spouse/Domestic Partner
Aetna $785
Highmark $766 $695.50 $582.50
UPMC $540 $466.50 $356.50
Family
Aetna $1,135.50
Highmark $1,102.50 $984.50 $828.50
UPMC $770 $669.50 $530.50
Coverage Level Option A Option B
Employee $168.50 $57.50
Employee and 1 Child $300.50 $112.50
Employee and 2+ Children $338 $128
Employee and Spouse/Domestic Partner $376.50 $143.50
Family $527 $205
  • AD&D costs 10 cents per biweekly pay/20 cents per month per $10,000 of coverage.
  • You may purchase from $10,000 up to $250,000 in increments of $10,000.