Carnegie Mellon University

2022 Rates

Monthly rates are shown. Divide rate by two to obtain biweekly rates.

Full-Time Rates

Coverage Level PPO Option 1 PPO Option 2 Highmark EPO UPMC HMO High-Deductible PPO with HRA*
Employee
Highmark $203 $158 $62 $99
UPMC $82 $38 $55 $2
Employee and 1 Child
Highmark $441 $365 $330 $264
UPMC $235 $161 $295 $72
Employee and 2+ Children
Highmark $509 $423 $412 $311
UPMC $279 $195 $368 $96
Employee and Spouse/Domestic Partner
Highmark $577 $483 $493 $359
UPMC $323 $231 $440 $121
Family
Highmark $848 $717 $821 $547
UPMC $497 $370 $733 $219

 *Available to current enrollees only

Coverage Level Option A Option B
Employee $131 $11
Employee and 1 Child $254 $50
Employee and 2+ Children $289 $61
Employee and Spouse/Domestic Partner $324 $72
Family $464 $116
Coverage Level DHMO PPO 1 PPO 2
Employee $13.28 $13.04 $31.94
Family $52.50 $46.98 $101.24
Coverage Level Davis Vision VBA
Option 1 Option 2 Option 1 Option 2
Employee $1.06 $4.24 $1.30 $4.42
Family $6.36 $17.48 $7.78 $18.18

Those paid monthly:

(Annual Salary/100) * .055 = Annual Cost

Annual Cost/12 = monthly salary deduction

Those paid biweekly:

(Annual Salary/100) * .055 = Annual Cost

Annual Cost/24 = biweekly salary deduction

Age
(as of January 1, 2021)
Rate per Month
per $1,000 coverage
Under 30 $0.053
30 – 34
$0.063
35 – 39 $0.067
40 – 44
$0.076
45 – 49 $0.086
50 – 54
$0.136
55 – 59
$0.196
60 – 64
$0.316
65 – 69 $0.529
70 +
$1.057
Coverage Level Cost — All Children
(Biweekly/Monthly)
$2,500/child $0.18 / $0.36
$5,000/child $0.36 / $0.72
$10,000/child $0.72 / $1.43

Part-Time Rates

Coverage Level PPO Option 1 PPO Option 2 Highmark EPO UPMC HMO High-Deductible PPO with HRA*
Employee
Highmark $373 $328 $321.50 $269
UPMC $252 $208 $287 $163.50
Employee and 1 Child
Highmark $682 $606 $659 $505
UPMC $476 $402 $588.50 $312.50
Employee and 2+ Children
Highmark $770.50 $684.50 $758 $572.50
UPMC $540.50 $456.50 $677 $357
Employee and Spouse/Domestic Partner
Highmark $858.50 $764.50 $856.50 $640.50
UPMC $604.50 $512 $765 $402
Family
Highmark $1,210.50 $1,079.50 $1,252 $909.50
UPMC $859.50 $732.50 $1,118 $580

*Available to current enrollees only

Coverage Level Option A Option B
Employee $182.50 $62.50
Employee and 1 Child $326 $122
Employee and 2+ Children $367 $139
Employee and Spouse/Domestic Partner $407.50 $155.50
Family $571 $223
  • AD&D costs 10 cents per biweekly pay/20 cents per month per $10,000 of coverage.
  • You may purchase from $10,000 up to $250,000 in increments of $10,000.