Frequently Asked Questions-Computing Services ISO - Carnegie Mellon University

Frequently Asked Questions

What is Identity Theft?

How will I know if any of my personal information has been used by someone else?

Do I have to pay for the credit report?

What is a Fraud Alert?

What should I look for on my credit report?

What happens if I find out that I have been a victim of identify theft?

I called the credit bureau fraud line and they asked for my Social Security number. Is it okay to give it?

Do I have to call all three credit bureaus?

Why can't I talk to someone at the credit bureaus?

How long does it take to receive my credit report?

How long does a fraud alert last?

Will a fraud alert stop me from using my credit cards?

Can I still apply for credit after I place a fraud alert on my credit report?

Should I contact the Social Security Administration and change my Social Security number?

What should I do if someone uses my Social Security number to claim unemployment benefits or to work?

What if my checks or bank account information were stolen?

If your driver's license or DMV-issued ID card was stolen?