Carnegie Mellon University

About the Center

Financial Technology (FinTech) is changing the world in which we live. With rapid advancements in technology and consumers' increased reliance on it, the financial services industry will be transforming at an even more rapid pace.

The Tepper School of Business at Carnegie Mellon University and PNC Bank established the PNC Center for Financial Services Innovation to stimulate research that advances financial services through technological innovations related to:   

  • Artificial intelligence
  • The internet of things
  • Blockchain technology/cryptocurrencies
  • Big data analytics
  • Virtual/augmented reality 

Featured Project: CRYPTA

Team Crypta was asked to design and develop a CMU Coin experience that utilizes up-to-date blockchain technology by discovering new markets and presenting a platform that will allow for fluid cryptocurrency data collection.

The team presented a solution that builds a cryptocurrency reward system that promotes engagement with the CMU ecosystem by grouping users into cohorts and rewarding their individual moments of engagement with the system.

Explore CRYPTA



FinTech Innovation Through Research

The PNC Center draws upon the thought and research leadership of Carnegie Mellon faculty and extensive business expertise of PNC stakeholders. The center supports interdisciplinary research that draws upon the expertise of leading researchers from across fields, including:

  • Business/economics
  • Computer science
  • Design
  • Engineering
  • Public policy
  • Humanities/social sciences

The center serves a dual role to foster the creation of knowledge through research and to disseminate this knowledge through education.

The center was created through the financial support of PNC Bank in January 2013. 

Areas of Research

Inclusive Banking

Attrition Prediction


Artificial Intelligence and Machine Learning

Central Bank Digital Currencies

Homomorphic Encryption and Quantum Computing