Carnegie Mellon University

Nikhil Malik

Nikhil Malik

Ph.D. Student, Tepper School of Business

5000 Forbes Avenue
Pittsburgh, PA 15213

Areas of Study

Business Technologies


Nikhil Malik is a Ph.D. researcher at Carnegie Mellon University. He received his master's degree from CMU in 2018 and completed his undergraduate in Electrical Engineering from IIT Delhi in 2011. He has spent considerable time applying machine learning to problems in financial industry working with Goldman Sachs.

Nikhil is interested in problems at the cross section of technology, AI and economics. He is currently working on two streams of research – application of deep learning methods in business and another on economics of blockchains. He is intrigued by ways in which deep learning and blockchain technologies disturb markets and society. Nikhil is open to a variety of research methods as well as close partnerships with industry and entrepreneurs.


  • Carnegie Mellon University – MS (Business Technologies) - 2018

  • Indian Institute of Technology – BTech (Electrical Engineering) - 2011


  • When does beauty pay? A Large Scale Study of Facial Appearance Bias in Professional Careers

    (authors: Nikhil Malik, Dokyun Lee, Param Vir Singh, Kannan Srinivasan)

    Conferences - INFORMS CIST Oct 2017 (Best Student Paper), Marketing Science June 2018

  • Can banks survive the next financial crisis? An adversarial deep learning model for bank stress testing

    (authors: Nikhil Malik, Urooj Khan, Param Vir Singh)

  • Bitcoin Disruption in Payments – Winners and Losers

    (authors: Nikhil Malik, Manmohan Aseri, Param Vir Singh)

    Conference - INFORMS CIST Nov 2018 (Nominated for Best Paper)

  • Bitcoin Mining Cartels – Will Bitcoin Ever Scale?

    (authors: Nikhil Malik, Manmohan Aseri, Param Vir Singh)

    Conference - Workshop on Information Systems and Economics (WISE) Dec 2018


  • CMU Tepper UBA -  FinTech 70339 Fall 2018 (Instructor)
  • CMU Tepper MBA - Digital Marketing, FinTech, Entrepreneurship Alternatives (Teaching Assistant)


  • Carnegie Mellon University PNC Presidential Fellowship Award, 2020
  • Carnegie Mellon University Dipankar and Sharmila Chakravarti Doctoral Fellowship Award in Recognition of Outstanding Contributions to Research in Marketing, 2020
  • Henry J. Gailliot Presidential Fellowship, 2019-20
  • Litzenberger Family Fund, 2018
  • Best Student Paper – Conference on Information Systems and Technology, 2017