Health Insurance-Silicon Valley Campus - Carnegie Mellon University

Health Insurance-Silicon Valley Campus - Carnegie Mellon University

University Health Insurance Requirements

All full-time students attending Carnegie Mellon University must have medical insurance that meets the university's requirements. The university offers a student medical insurance plan, as well as optional vision and dental insurance plans. Insurance coverage periods are August 1 through July 31 each year.

CMU student health insurance criteria

Upon enrollment at CMU, all students will be automatically enrolled and charged the premium fee for the individual medical insurance plan offered by the university. This fee will appear on your first semester invoice. The fee may be removed if you can provide proof of insurance through a private plan (such as an employer, parent or spouse) and apply for a waiver. See instructions below. 

About insurance plans offered by the university

Insurance enrollment and waiver decisions do not roll-over to the next insurance year. You must resubmit your decision each academic year.


For students entering in the Fall

Please visit the Student Online system at https://s3.as.cmu.edu/sio — select the Campus Life tab, then select Health insurance. You must perform one of the following actions Between July 15th- September 12th

  • Enroll in a medical insurance plan offered by the university
  • OR Apply for a waiver, verifying that you already have medical insurance that meets the university’s requirements

If you choose to enroll:

The insurance premium fee will remain on your student invoice. If you enroll in the vision or dental plan, or add dependents, the additional charges will appear on your student invoice. If you do not see the fee within two weeks, please contact shinsure@andrew.cmu.edu to confirm your enrollment.

If you would like to pay your insurance premium cost in smaller amounts, Tuition Management Systems (TMS) allows you to make monthly payments. For details, visit cmu.afford.com

You may choose to add dependents to your plan (spouse, domestic partner and children) during certain times. For details, see the University Health Services site.

If you choose to apply for a waiver:

If your current insurance meets the university’s requirements, you may apply for a waiver; if approved, the premium fee for the university plan will be removed from your account. A credit for this fee will appear on your student invoice within two weeks after we receive your waiver. If you do not see a credit within two weeks, please contact shinsure@andrew.cmu.edu.

If you take no action (NOT RECOMMENDED)

If you do NOT enroll or waive by September 12th you will be automatically enrolled in the Individual medical insurance plan. The charge for this plan will remain on your account. For these automatic enrollments, you will need to contact shinsure@andrew.cmu.edu for your Member ID and request a card to be sent to you.  It is not automatically sent if you do not actively enroll. 

Questions? Please contact shinsure@andrew.cmu.edu.