Carnegie Mellon University

University Student Health Insurance Requirements

To qualify for a waiver, your insurance policy must meet all of the following criteria:

  • Must cover all of the following at a reimbursement rate of at least 70% in the city where you are attending Carnegie Mellon classes (a policy that covers only emergency or urgent care does not meet this requirement):
-Routine, urgent and emergent care for both inpatient & outpatient medical care 
-Mental health treatment
-Alcohol & substance abuse treatment;
  • Must have an individual deductible that does not exceed $1,500 per year;
  • Must have a United States-based claims office and telephone number;
  • Must not contain any clauses limiting/excluding coverage based on pre-existing conditions; and
  • Must not have a maximum annual limit.