2017-2018 Student Health Insurance Plan Information
Coverage Period: August 1, 2017 - July 31, 2018
Two-PersonSelf and one family member(spouse/domestic partner or dependent child)
FamilySelf and at least two family members
|Medical Brochure||Vision Brochure||Dental Brochure|
Who is eligible to enroll in the student health plans?
- Full and Part-Time Matriculating Carnegie Mellon Students Students must attend the first 31 days of class in the semester of their enrollment.
- Visiting Scholars and Researchers with an active university relationship at any CMU campus. Visiting scholars and researchers must enroll in the medical plan within 31 days of the start of their formal relationship with the university. They must provide their department's written verification of their relationship, including the start date. Insurance coverage always begins on the first of a month. This can be either retroactively to the first of the month of their arrival, or the first of the following month. All plans end on July 31.
- Spouses/Domestic Partners and Dependent Children of Eligible Participants may also be added to any plan that the participant is enrolled in. Supporting documentation [pdf] is required.
Individuals with access to staff benefits may not enroll in the student insurance plans.
Adjunct professors and university consultants may not enroll in the student insurance plans.
Which providers are in-network?
ALWAYS be sure to choose providers that are in your plan's network.
All of the student insurance plans are network-based. In-network physicians, hospitals, and other providers are designated as "Preferred" providers and have contracted to provide care at negotiated prices.
Medical Network: Aetna Open PPO
For Preferred Providers in the United States, visit Aetna's DocFind.
For overseas medical assistance: On Call Assistance [pdf] services are available when traveling. This organization also handles medical evacuation for our student plan.
Vision Network (U.S. Only): Aetna Vision Preferred
For Preferred vision providers, visit Aetna Vision.
Dental Network (U.S. Only): Aetna Dental PPO
For Preferred dental providers, visit Aetna's DocFind.
Is there a monthly payment option?
The Tuition Management Systems (TMS) Health Insurance Option allows you to pay your insurance premium in nine monthly payments (September through May). If you already use TMS to pay your tuition and fees, you can add your health insurance premiums to that plan.
This option is only available during Fall Open Enrollment.
For details or to enroll in a health insurance payment plan, visit www.cmu.afford.com.
For more information, call 1-800-722-4867 to speak with an Education Payment Counselor.
What if your insurance costs change later in the year?
Review the information about changes due to qualifying events and complete the appropriate forms. We'll calculate your altered insurance premium tally, and then you'll notify TMS of the modified amount.