The Tuition Management Systems Health Insurance Monthly Payment Option allows graduate students to spread their health insurance premium over nine monthly installments. The installments begin in September and end in May. We are offering this special plan to exclusively cover your health insurance costs. There is no interest, no pre-qualification or credit check for this service. If you have already contracted a TMS plan, you do not need to open an additional plan to cover health insurance. You can increase your current plan amount.