To apply for your Federal Graduate PLUS Loan, all first-time borrowers must complete a Master Promissory Note (MPN). To apply online, please follow the instructions below:
CLICK HERE to visit the American Education Services (AES) Website
Under Student Loans, click on Graduate PLUS Loan. Review the system requirements and required information to complete the PLUS MPN and click Continue. For best results, AES recommends using Internet Explorer 5.5 and Adobe Acrobat Reader 5.0 to complete the PLUS MPN.
Establish a username and password.
Provide the following information:
The school location and name of the school the student is attending. Select Carnegie Mellon University from the drop down box. DO NOT select Carnegie Mellon Univ TSB or Carnegie Mellon Univ Heinz School.
The loan period begin and end date for which you are applying.
The name of your lender. First-time borrowers select one of our recommended lenders. A complete list of Carnegie Mellon's recommended lending partners, including borrower benefits, is available HERE.
Necessary personal information.
Reference information.
You will first complete the instant Graduate PLUS pre-approval and then continue on to complete the on-line Graduate PLUS MPN.
We recommend that you choose the option which allows you to sign the MPN electronically using your US Department of Education PIN.See below for important information.
Before you select the "Sign electronically using my U.S. Department of Education PIN" option, you should be sure that you have already obtained a PIN.
PINS are normally provided to any student who has completed the FAFSA electronically. Those who have not completed the FAFSA electronically can request a PIN by going to The PIN Website.
As an extra security measure, the Department of Education requires current PIN holders to provide a challenge question and answer at the PIN Website. If you attempt to eSign your MPN and have not registered your challenge question, the eSign transaction will result in a failure. Go to the U.S. Department of Education's PIN Website for instructions.
If you do not already have a PIN, select a different completion option for faster processing.
AES is required to ask for your consent in order to complete this electronic transaction. You will need to give your consent prior to proceeding.
Review your draft Graduate PLUS MPN carefully, then enter your U.S. Department of Education PIN. You will also be asked to provide additional personal identifiers in order to confirm your identity.
Your identity is confirmed and authenticated using your PIN and personal data.
Review your signed Graduate PLUS MPN.
Enter your 4 character transaction code to continue. While reviewing the electronically signed Graduate PLUS MPN, you will find a unique 4 character alphanumeric Graduate PLUS MPN transaction code that you need to record. You will be required to enter this transaction code where requested prior to the submission of your electronically signed Graduate PLUS MPN to AES.
Submit your signed Graduate PLUS MPN.
Print a copy of your electronically signed PLUS MPN for your records.
You can view and print your completed MPN on-line at any time by visiting the AES Website and selecting "Account Access."