Benefits Enrollment

Open Enrollment for 2010: November 1 - 15, 2009

1. Review the Benefits Workbooks (for Expatriates in Qatar, for Expatriates in Other Locations; or for Local Hires in Qatar)
2. Review the CIGNA Schedule of Benefits and/or the InterGlobal Schedule of Benefits for details about what the plans cover.
3. Speak with your local Human Resources/Business Manager, or contact Bea Mitchell, International Benefits Specialist if you have any additional questions.
4. Use HR Connection to review your current elections or to make new elections for 2010.  (Note that you'll also need to complete the enrollment form for CIGNA or InterGlobal if you are switching carriers.)
5. Major changes for 2010 include:
   • New monthly contribution rates for CIGNA medical coverage.
   • CIGNA preventive care benefits now cover children age 6 - 17.
   • CIGNA Vision coverage is now included/rolled into the CIGNA Medical coverage.
   • DCRA and HCFSA carrier has switched to Ceridian Benefit Services.  A debit card will be available for Health Care expenses for providers/businesses who accept debit card purchases.  This will reduce claims filing and allow you pay for expenses without paying out of pocket and then geting reimbursed.

Making Benefit Elections

Like domestic faculty and staff, international employees may select/change their benefits only under certain circumstances:

• Upon your hire into an international assignment:  All changes must be made within 31 days of your benefits eligibility date
  • Benefits-Eligibility Date For Expatriate employees:  If you are newly hired by the university, the date you start your assignment or travel to your new location.  If you were a Carnegie Mellon domestic employee, the first of the month prior to your start date.
  • Benefits-Eligibility Date For For Local hires: If your start date is the first of the month, your benefits-eligibility date is the same.  If you start on any other day, it is the first of the month following your start. 
• During the Open Enrollment period:  this normally takes place during the first two full weeks of November.  Your changes will take effect on the following January 1, and will be in effect for the entire calendar year, unless you experience a life/family status change.
• A Life or Family Status Change:  You may make changes to your benefits due to a family or life status change.  Generally, you may not change plans upon a life change, but may add/remove dependents or begin/end coverage to accommodate the change. All changes must be made within 31 days of the status change, or you will need to wait until the next open enrollment period.

All benefit elections should be made using the online HR Connection system.

Contact the Carriers:

CIGNA International Expatriate Benefits
Group Number: 02424A
Phone: 1-800-441-2668 or 302-797-3100 (Outside the U.S. should call collect.)
Tel-Drug Phone: 1-800-835-3784 or 605-373-0100
Web: http://www.cignaexpat.com

InterGlobal International Benefits
Phone: 1-866-895-7795 (U.S.) or 44-1252-745-910 (Outside U.S. - call collect)
Web: http://www.interglobalpmi.com

MetLife

Employee/Dependent Life and AD&D Insurance
Policy Number: 33964
Phone: 1-800-523-2894
Web: http://mybenefits.metlife.com

Long-Term Disability Insurance
Phone: 1-800-858-6506
Web: http://www.metlife.com