Retiree Medical Coverage

2009 Medical Benefits Workbook for Retired Carnegie Mellon Faculty and Staff (.pdf)
2009 Benefits Enrollment/Change Form for Retired Carnegie Mellon Employees (.pdf) - NOTE: If enrolling in a Medicare HMO program you must complete the carrier's enrollment form and send it directly to the carrier, in addition to completing the Carnegie Mellon Enrollment/Change form.
Summary of 2009 Retiree Benefits (.pdf)

Medical Options

Carnegie Mellon offers medical coverage for benefits-eligible retired employees and their spouses. (A surviving spouse/partner of a retiree who was receiving coverage under the terms below may continue coverage under the same terms as if the retiree had not died.)

Age at/in retirement

Medical/RX coverage you are eligible for...

60-64

Coverage through COBRA by paying the COBRA rate until age 65 for retiree, spouse and dependent children

65 +

Medical and Prescription Benefits coverage for retiree and spouse at the rates specified. Options include:

Three retiree HMO plans (includes prescription coverage; does not require purchase of a medigap or Medicare Part D prescription plan)
Choosing a Medicare Managed Care Plan - A Guide (Western PA)
Major Medical and Supplemental Prescription (covers the gap) coverage (requires separate purchase of a medigap plan and a Medicare Part D prescription plan)
- BC/BS Major Medical Benefits for Retirees (.pdf)
- Major Medical Claim Form (.pdf)

Please note that rates differ for those with those with 15 or more years of service at the University and those with fewer years of service at Carnegie Mellon.

You are also eligible to participate in Carnegie Mellon’s active employee health plans through COBRA for up to 18 months. However, participation in our plans through COBRA is not considered participation in a group health plan (aka – credible coverage) for the purposes of avoiding the penalty for late enrollment in Medicare.