Rates for Medical Coverage
These medical plan rates do NOT include the cost of prescription coverage. Note that you must cover the same set of individuals under both your medical and prescription coverage. In other words, if you elect to cover yourself and one child under your medical plan, then you must cover yourself and that same child under your prescription drug plan. Scroll down to view the rates for part-time faculty and staff.
2009 Medical Coverage Rates for Full-Time Faculty and Staff
|
Coverage
Level
|
PPO
Option 1
|
PPO
Option 2
|
PPO
Option 3
|
High Deductible
PPO with HRA
|
HMO
|
Comprehensive
|
|
Individual Employee
|
|
Highmark
|
$ 95
|
$ 61
|
$ 45
|
$ 38
|
$ 181
|
$ 237
|
|
HealthAmerica
|
$ 63
|
$ 31
|
$ 15
|
$ 8
|
$ 17
|
N/A
|
|
UPMC
|
$ 56
|
$ 26
|
$ 9
|
$ 2
|
N/A
|
N/A
|
|
Employee and Child
|
|
Highmark
|
$ 234
|
$ 174
|
$ 136
|
$ 104
|
$ 380
|
$ 496
|
|
HealthAmerica
|
$ 179
|
$ 119
|
$ 86
|
$ 53
|
$ 86
|
N/A
|
|
UPMC
|
$ 168
|
$ 109
|
$ 78
|
$ 45
|
N/A
|
N/A
|
|
Employee and Children
|
|
Highmark
|
$ 274
|
$ 207
|
$ 163
|
$ 126
|
$ 437
|
$ 571
|
|
HealthAmerica
|
$ 212
|
$ 146
|
$ 107
|
$ 70
|
$ 105
|
N/A
|
|
UPMC
|
$ 200
|
$ 134
|
$ 97
|
$ 60
|
N/A
|
N/A
|
|
Employee and Spouse/DP
|
|
Highmark
|
$ 313
|
$ 240
|
$ 189
|
$ 148
|
$ 494
|
$ 646
|
|
HealthAmerica
|
$ 246
|
$ 172
|
$ 127
|
$ 87
|
$ 125
|
N/A
|
|
UPMC
|
$ 232
|
$ 159
|
$ 117
|
$ 76
|
N/A
|
N/A
|
|
Family (Employee, Spouse/DP, Child[ren])
|
|
Highmark
|
$ 472
|
$ 370
|
$ 294
|
$ 238
|
$ 721
|
$ 942
|
|
HealthAmerica
|
$ 378
|
$ 276
|
$ 209
|
$ 153
|
$ 203
|
N/A
|
|
UPMC
|
$ 360
|
$ 258
|
$ 194
|
$ 138
|
N/A
|
N/A
|
2009 Medical Coverage Rates for Part-Time Faculty and Staff
|
Coverage
Level
|
PPO
Option 1
|
PPO
Option 2
|
PPO
Option 3
|
High Deductible
PPO with HRA
|
HMO
|
Comprehensive
|
|
Individual Employee
|
|
Highmark
|
$ 218.00
|
$ 183.50
|
$ 161.50
|
$ 149.00
|
$ 304.00
|
$ 401.00
|
|
HealthAmerica
|
$ 186.00
|
$ 152.50
|
$ 130.50
|
$ 118.00
|
$ 129.50
|
N/A
|
|
UPMC
|
$ 179.00
|
$ 146.50
|
$ 124.00
|
$ 111.50
|
N/A
|
N/A
|
|
Employee and Child
|
|
Highmark
|
$ 407.00
|
$ 347.00
|
$ 304.50
|
$ 273.00
|
$ 553.00
|
$ 728.50
|
|
HealthAmerica
|
$ 352.00
|
$ 292.00
|
$ 252.00
|
$ 220.00
|
$ 248.50
|
N/A
|
|
UPMC
|
$ 341.00
|
$ 281.50
|
$ 242.50
|
$ 210.50
|
N/A
|
N/A
|
|
Employee and Children
|
|
Highmark
|
$ 461.00
|
$ 394.00
|
$ 345.50
|
$ 310.00
|
$ 624.50
|
$ 822.50
|
|
HealthAmerica
|
$ 399.50
|
$ 333.00
|
$ 287.00
|
$ 251.00
|
$ 282.50
|
N/A
|
|
UPMC
|
$ 387.50
|
$ 321.00
|
$ 276.00
|
$ 240.00
|
N/A
|
N/A
|
|
Employee and Spouse/DP
|
|
Highmark
|
$ 514.50
|
$ 441.00
|
$ 386.50
|
$ 346.50
|
$ 695.50
|
$ 916.50
|
|
HealthAmerica
|
$ 447.00
|
$ 373.00
|
$ 321.50
|
$ 282.50
|
$ 316.50
|
N/A
|
|
UPMC
|
$ 433.50
|
$ 360.00
|
$ 310.00
|
$ 270.00
|
N/A
|
N/A
|
|
Family (Employee, Spouse/ DP and Child[ren])
|
|
Highmark
|
$ 730.00
|
$ 628.00
|
$ 549.50
|
$ 495.00
|
$ 979.00
|
$ 1,290.00
|
|
HealthAmerica
|
$ 656.00
|
$ 534.00
|
$ 460.50
|
$ 406.00
|
$ 452.00
|
N/A
|
|
UPMC
|
$ 618.00
|
$ 516.00
|
$ 443.50
|
$ 389.50
|
N/A
|
N/A
|