Open Enrollment is your annual opportunity to review your benefits coverage options and make choices for the upcoming calendar year. You should actively enroll during Open Enrollment to ensure your benefits meet your needs.
If you do not actively select your benefits for the upcoming year, you will be enrolled in the same benefit plans at the same level of participation that you have in the current year, with the exception of flexible spending accounts. (You must actively enroll in spending accounts each year to participate.)
Elections made during Open Enrollment will become effective the following January 1 and will remain in effect for the entire calendar year. You cannot change your benefit selections until the next Open Enrollment, unless you experience a qualifying status change.