2012 Full-Time Rates - Human Resources - Carnegie Mellon University

Biweekly and Monthly Rates for Full-Time Benefits

All rates are listed with the biweekly rate listed first, followed by the monthly rate. 
This page will give you the full-time rates for:

2012 Medical Coverage Rates for Full-Time Faculty and Staff

Coverage
Level

PPO
Option 1

PPO
Option 2

PPO
Option 3

High Deduct.
PPO w/HRA


HMO


Compreh.

Individual Employee

Highmark

$ 55.50 /
$ 111.00

$ 37.00 /
$ 74.00

$ 22.50 /
$ 45.00

$ 19.00 /
$ 38.00

N/A

$ 182.00 /
$ 364.00

HealthAmerica

N/A

N/A

N/A

N/A

$ 9.50 /
$ 19.00

N/A

UPMC

$ 29.50 /
$ 59.00

$ 13.00 /
$ 26.00

$ 4.50 /
$ 9.00

$ 1.00 /
$ 2.00

N/A

N/A

Employee and Child

Highmark

$ 132.00 /
$ 264.00

$ 100.00 /
$ 200.00

$ 75.50 /
$ 151.00

$ 62.50 /
$ 125.00

N/A

$ 350.50 /
$ 701.00

HealthAmerica

N/A

N/A

N/A

N/A

$ 52.50 /
$ 105.00

N/A

UPMC

$ 87.50 /
$ 175.00

$ 55.50 /
$ 111.00

$ 39.00 /
$ 78.00

$ 22.50 /
$ 45.00

N/A

N/A

Employee and Children

Highmark

$ 153.50 /
$ 307.00

$ 118.50 /
$ 237.00

$ 91.00 /
$ 182.00

$ 76.00 /
$ 152.00

N/A

$ 399.00 /
$ 798.00

HealthAmerica

N/A

N/A

N/A

N/A

$ 65.50 /
$ 131.00

 N/A

UPMC

$ 104.00 /
$ 208.00

$ 68.50 /
$ 137.00

$ 48.50 /
$ 97.00

$ 30.00 /
$ 60.00

N/A

N/A

Employee and Spouse/DP

Highmark

$ 175.50 /
$ 351.00

$ 136.50 /
$ 273.00

$ 106.00 /
$ 212.00

$ 89.50 /
$ 179.00

N/A

$ 447.50 /
$ 895.00

HealthAmerica

N/A

N/A

N/A

N/A

$ 78.50 /
$ 157.00

N/A

UPMC

$ 120.50 /
$ 241.00

$ 81.50 /
$ 163.00

$ 58.50 /
$ 117.00

$ 38.00 /
$ 76.00

N/A

N/A

Family (Employee, Spouse/DP, Child[ren])

Highmark

$ 262.00 /
$ 524.00

$ 208.50 /
$ 417.00

$ 166.50 /
$ 333.00

$ 144.00 /
$ 288.00

N/A

$ 639.00 /
$ 1278.00

HealthAmerica

N/A

N/A

N/A

N/A

$ 130.50 /
$ 261.00

N/A

UPMC

$ 186.50 /
$ 373.00

$ 132.50 /
$ 265.00

$ 97.00 /
$ 194.00

$ 69.00 /
$ 138.00

N/A

N/A

2012 Prescription Drug Rates for Full-Time Faculty and Staff

Plan Level
Caremark Option A
Caremark Option B
Individual Employee
$ 15.50 / $ 31.00
$ 3.50 / $ 7.00
Employee and Child
$ 35.00 / $ 70.00
$ 14.50 / $ 29.00
Employee and Children
$ 40.50 / $ 81.00
$ 17.50 / $ 35.00
Employee and Spouse/DP
$ 46.00 / $ 92.00
$ 20.50 / $ 41.00
Family (Employee, Spouse/DP, Child[ren])
$ 68.00 / $ 136.00
$ 33.00 / $ 66.00

2012 Dental Rates for Full-Time Faculty and Staff

Plan Level
DHMO
PPO 1
PPO 2
Individual
$ 5.83 / $ 11.66
$ 5.83 / $ 11.66
$ 14.04 / $ 28.08
Family
$ 23.46 / $ 46.92
$ 20.80 / $ 41.60
$ 44.97 / $ 89.94

2012 Vision Rates for Full-Time Faculty and Staff

Plan Level
Davis Vision 1
 VBA Option 1
Davis Vision 2
 VBA Option 2
Individual
$ 0.50 / $ 1.00
$ 0.57 / $ 1.14
$ 2.00 / $4.00
 $ 2.00 / $ 4.00
Family
$ 3.00 / $ 6.00
$ 3.44 / $ 6.88
$ 8.25 / $ 16.50
 $ 8.25 / $ 16.50


2012 Enhanced LTD Coverage:

Those paid monthly:

  • (Annual Salary/100) * .06 = Annual Cost
  • Annual Cost / 12 = monthly salary deduction

Those paid biweekly:

  • (Annual Salary/100) * .06 = Annual Cost
  • Annual Cost / 24 = biweekly salary deduction

2012 Employee Supplemental Life and AD&D
2012 Spouse/DP Life and AD&D Insurance

Age (as of
January 1, 2012)
Rate per Month
per $1,000 coverage
Under 30
$0.070
30 - 34
$0.083
35 - 39
$0.089
40 - 44
$0.101
45 - 49
$0.112
50 - 54
$0.177
55 - 59
$0.255
60 - 64
$0.411
65 - 69
$0.687
70 +**
$1.389**

**Coverage for those age 70+ are actuarially reduced.

2012 Dependent Child Life and AD&D Insurance Rates

Option

Cost - All Children
(Biweekly/Monthly)
$2,500/child $ 0.20 / $ 0.40
$5,000/child $ 0.40 / $ 0.80
$10,000/child $ 0.80 / $1.60