2013 Full-Time Rates - Human Resources - Carnegie Mellon University

Full-Time Rates

All rates are listed with the biweekly rate first, followed by the monthly rate. 
This page will give you the rates for full-time employees for:

2013 Medical Coverage Rates for Full-Time Faculty and Staff

Coverage
Level

PPO
Option 1

PPO
Option 2

PPO
Option 3

High Deduct.
PPO w/HRA


HMO


Compreh.

Individual Employee

Highmark

$66.50 /
$133.00

$44.50 /
$89.00

$27.00 /
$54.00

$23.00 /
$46.00

N/A

$214.50 /
$429.00

HealthAmerica

N/A

N/A

N/A

N/A

$11.50 /
$23.00

N/A

UPMC

$35.00 /
$70.00

$14.00 /
$28.00

$4.50 /
$9.00

$1.00 /
$2.00

N/A

N/A

Employee and Child

Highmark

$158.50 /
$317.00

$120.00 /
$240.00

$90.50 /
$181.00

$75.00 /
$150.00

N/A

$413.00 /
$826.00

HealthAmerica

N/A

N/A

N/A

N/A

$63.50 /
$127.00

N/A

UPMC

$100.50 /
$201.00

$60.00 /
$120.00

$39.50 /
$79.00

$26.00 /
$52.00

N/A

N/A

Employee and Children

Highmark

$184.00 /
$368.00

$142.00 /
$284.00

$109.00 /
$218.00

$91.00 /
$182.00

N/A

$469.50 /
$939.00

HealthAmerica

N/A

N/A

N/A

N/A

$79.50 /
$159.00

 N/A

UPMC

$119.50 /
$239.00

$74.00 /
$148.00

$51.50 /
$103.00

$36.00 /
$72.00

N/A

N/A

Employee and Spouse/DP

Highmark

$210.50 /
$421.00

$164.00 /
$328.00

$127.00 /
$254.00

$107.50 /
$215.00

N/A

$527.00 /
$1054.00

HealthAmerica

N/A

N/A

N/A

N/A

$95.00 /
$190.00

N/A

UPMC

$138.50 /
$277.00

$87.50 /
$175.00

$62.50 /
$125.00

$45.50 /
$91.00

N/A

N/A

Family (Employee, Spouse/DP, Child[ren])

Highmark

$314.50 /
$629.00

$250.00 /
$500.00

$200.00 /
$400.00

$173.00 /
$346.00

N/A

$752.50 /
$1505.00

HealthAmerica

N/A

N/A

N/A

N/A

$158.00 /
$316.00

N/A

UPMC

$213.50 /
$427.00

$142.50 /
$285.00

$109.50 /
$219.00

$83.00 /
$166.00

N/A

N/A

2013 Prescription Drug Rates for Full-Time Faculty and Staff

Plan Level
Caremark Option A
Caremark Option B
Individual Employee
$18.50 / $37.00
$3.50 / $7.00
Employee and Child
$42.00 / $84.00
$14.50 / $29.00
Employee and Children
$48.50 / $97.00
$17.50 / $35.00
Employee and Spouse/DP
$55.00 / $110.00
$20.50 / $41.00
Family (Employee, Spouse/DP, Child[ren])
$81.50 / $163.00
$33.00 / $66.00

2013 Dental Rates for Full-Time Faculty and Staff

Plan Level
DHMO
PPO 1
PPO 2
Individual
$5.83 / $11.66
$5.83 / $11.66
$14.04 / $28.08
Family
$23.46 / $46.92
$20.80 / $41.60
$44.97 / $89.94

2013 Vision Rates for Full-Time Faculty and Staff

Plan Level
Davis Vision 1
 VBA Option 1
Davis Vision 2
 VBA Option 2
Individual
$0.50 / $1.00
$0.57 / $1.14
$2.00 / $4.00
 $2.00 / $4.00
Family
$3.00 / $6.00
$3.44 / $6.88
$8.25 / $16.50
 $8.25 / $16.50


2013 Enhanced LTD Coverage:

Those paid monthly:

  • (Annual Salary/100) * .06 = Annual Cost
  • Annual Cost / 12 = monthly salary deduction

Those paid biweekly:

  • (Annual Salary/100) * .06 = Annual Cost
  • Annual Cost / 24 = biweekly salary deduction

2013 Employee Supplemental Life and AD&D
2013 Spouse/DP Life and AD&D Insurance

Age (as of
January 1, 2013)
Rate per Month
per $1,000 coverage
Under 30
$0.070
30–34
$0.083
35–39
$0.089
40–44
$0.101
45–49
$0.112
50–54
$0.177
55–59
$0.255
60–64
$0.411
65–69
$0.687
70 +**
$1.389**

**Coverage for those age 70+ are actuarially reduced for full-time employees.

2013 Dependent Child Life and AD&D Insurance Rates

Option

Cost—All Children
(Biweekly/Monthly)
$2,500/child $0.20 / $0.40
$5,000/child $0.40 / $0.80
$10,000/child $0.80 / $1.60