Graduate Student FAQs
Is it possible to calculate my maximum eligibility for Federal Direct Loan funds prior to receiving official notification?
Yes. By using the cost of attendance, you can calculate your estimated loan eligibility. Cost of attendance will vary depending on school/college.
Estimated Cost of Education for Fall and Spring
- minus -
Scholarships, Fellowships, Tuition/Fee Stipends (untaxed only)
- equals -
Direct Loan Loan Eligibility (Maximum is $20,500)
There are two types of Federal Direct Loans, subsidized and unsubsidized. The amount of each type you receive will be calculated according to federal need calculations.
When will I be notified of the Federal Direct Loan and Grad PLUS Loan amounts for which I am eligible?
Once your eligibility has been calculated, you will be sent an Award Letter notification e-mail with instructions on how to view your award letter on Student Information Online (SIO) .
How and when can I receive a refund of the excess credit balance from my student account?
We encourage you to sign up for the E-Refund program through Student Information Online (SIO). This program is open to all enrolled students, and allows your student account refund to be deposited into a U.S. checking or savings account. To sign up, go to SIO and sign in using your Andrew ID and password.
What if I haven't submitted all the documents needed to complete my loan?
An e-mail will be sent to you requesting the missing documents. You may also view your financial information via Student Information Online.
Can enrolling part-time affect my financial aid package?
Yes. Your financial aid package is based on full-time (36 units or more per semester) enrollment. If you are enrolled part-time, your financial aid package will be revised on the tenth day of classes to reflect your part-time status.
I am an international student, am I eligible for student loans?
You are not eligible for Federal Loan programs. You may be eligible for some private loan programs, open to international students who have U.S. co-signers. Learn more about private loans.
Can I borrow loans to pay for my living expenses in addition to covering my tuition?
Yes. We use a standard cost of attendance that includes a standard housing and room allowance. See graduate cost of attendance information.